4 Ways to Save Money and Mother Nature

In today’s world, most if not all of us are looking for ways to save money. In addition, many people are concerned with our environment. Many people think that “going green” is an expensive proposition, so they are hesitant to work toward being environmentally friendly.

Is it possible to actually save money while protecting the environment? There are many simple ways that people can save money and help Mother Nature, as well.

Transportation

With today’s high gas prices, consider alternative forms of transportation. If possible, walk or ride your bike to work. Not only will this save you money on your automobile expenses, but you will not be adding to air pollution. You will also be adding to your healthy lifestyle by walking or biking to work. Another transportation alternative is mass transit. You will still be saving money by using trains or buses for your commute. Carpooling is another great transportation alternative.

Whether you decide to bike or carpool to work, choosing alternative transportation means you drive your car less. This in turn means that you may have the chance to lower your premium the next time you are shopping for auto insurance.

Save on Utilities

When you’re at home, turn off those lights, appliances, and other devices when you are not using them. Replace old appliances with new more energy-efficient models. Use energy-efficient light bulbs. In addition, adjust your air conditioner and heater to temperatures that may be a little higher or lower (depending on the season). These activities will lower your utility bills, and, because you are not using those utilities as much, the energy companies will be using fewer natural resources to produce their services.

Saving on the Job

There are many ways to save money and protect the environment while you are at work. First, try to go paperless. Don’t print anything that you don’t absolutely have to keep in hard copy. Use online services and email for your communication needs. If it is possible, communicate online rather than traveling to face-to-face meetings. Utilize online web conference services such as Skype and other videoconferencing services. If you can, telecommute. This will allow you to drive less and still remain productive at your job.

Recycle

In addition to recycling your waste (bottles, papers, boxes, etc.), consider buying used products, if you can. These products can include electronics, furniture, cars, and more.

It is easy to save money and help the environment. When you put these simple tips into practice, you’ll find yourself feeling satisfied that you are doing good things, not only for yourself, but for the world in general.

Back to School Items That Make Adults Melancholic

Summer is a magical time for children. All over the country children invade swimming pools, local parks and beaches, and summer camp grounds as they chant the familiar rhyme, “No more pencils. No more books. No more teachers’ dirty looks.”

But just as the suntan lotion, mosquito bites, and barbeques seem to merge into one never-ending day, the seasons begin to change. First, the temperature drops and the common shorts and t-shirt combination is no longer warm enough. Then the color wars come to a close, signaling the end of summer camps nationwide. Finally the first back to school commercial airs.

School has returned.

So Your Children Are Heading Back to School…

Going back to school should not be taken lightly. While most parents are several decades removed from the days of entering locker combinations and walking elementary school hallways, their children have only been separated from these activities for a few short months.

After a summer of fun, the first day of school is a time for students to rekindle their friendships and tell tales of family vacations. It is also a time for students to show off their new array of school supplies.

Oldies but Goodies:


Children today have more back to school supplies than ever before. All across the country children carry iPods, smart phones, and digital watches with them into the classroom as if students have had access to these items for generations.

While this is simply not true, there are many back to school items that have withstood the test of time. This means both modern-day students and their parents have used them.

1) Pencils and Pencil Sharpeners:

There is no more ageless back to school supply than the pencil and its sidekick the pencil sharpener.

Since one of Napoleon’s soldiers invented the pencil in 1795, it has revolutionized the way students take notes and absorb information. The beauty of this lead-based writing utensil is that it has allowed centuries of students to write key topics and take exams with the security of knowing that they can erase their words if they make a mistake.

This one fact, especially when combined with the pencil sharpener’s power to resuscitate a broken point, has made the pencil a great tool for teaching young students the alphabet or for helping older students write essay exams.

2) Pens:

Another important school supply that twenty-first century students and their parents both have used is the pencil’s younger brother—the pen.

Fountain pens, which first surfaced in 1884, and ballpoint pens, which became available in 1938, are permanent in nature, but are equally essential in terms of completing a student’s back to school list. While most the ink from most pens cannot be erased, older students tend to prefer pens over pencils when they are writing an essay or taking a large amount of notes.

3) Back Packs:

Back packs are to the grade school student what briefcases are to the businessmen. Back packs are reliable, trustworthy sacks that have housed children’s’ school supplies for generations.

In addition to the physical back pack, the act of putting stickers or patches on the outside of the back pack has existed for years as well. Just like their parents, today’s students will go to extreme lengths to make their school bag unique and personal.

4) Lunch boxes, Brown Bags and the Food that Goes in Them:

If you ask a modern-day student, or one of their parents, what the best part of their school day was, you’ll likely hear some derivation of “lunch time.”

However, lunch time is not complete without the right combination of lunch box/brown bag and the homemade food that goes in them. While cartoons and movies have changed from the 1970s to the 2000s, the notion of having a lunch box that shows a popular cartoon or movie character has been around for decades.

In addition to buying a lunch box, certain foods and snacks have remained consistent over the course of the last thirty years. Peanut butter and jelly sandwiches, snack packs, which first hit the shelves in 1984, and juice boxes have provided mid-day nourishment to students for many years.

5)  A New Outfit:

One of the most essential back to school items is not carried in a backpack or folder, but rather, is worn by the student.

Having the right back to school outfit is likely more important to a student than all the pencils, loose leaf paper, and protractors combined. Even though the fads and clothing styles have changed, the anxiety of having the perfect outfit, haircut, and sneakers has existed for years.

6) The Rest of the List:

In addition to the above items, there are many other school supplies that students have used since John F. Kennedy was elected president. Other notable items are:

  • Loose leaf paper
  • Crayons, markers, and highlighters
  • Binders, folders, and notebooks
  • Math supplies, such as calculators and rulers
  • Scissors, glue, and scotch tape
  • Index cards

CONCLUSION:

Shopping for back to school supplies can bring back dormant childhood memories for some parents. Regardless of whether these memories are pleasant or painful, getting your child the right back to school supplies is a vital part of his or her education.

How to Throw Your Teen their Dream Sweet 16 Party

Sweet 16 parties used to simply consist of cake, gifts and maybe a giggly sleepover complete with chick flicks and prank calls to cute high school boys. But thanks to reality television and our celebrity-obsessed culture, today’s Sweet 16 parties look more like miniature, alcohol-free wedding celebrations, right down to costly party preparations, dress fittings and celebrity-inspired DJs and live performances.

All those added expenses are enough to keep a cash-conscious parent awake at night, especially in our currently shaky economic environment. Fortunately, there are plenty of budget-savvy ways to throw your little prince or princess his or her dream Sweet 16 party without dipping into your retirement account, or you child’s hard-earned college fund. To generate some extra cash in a pinch, visit plaingreenloans.com to avoid a potentially dangerous loan from a family member or friend. Once you’ve safely secured a party fund, follow these money-saving steps to throw your baby the best birthday on a smart budget!

Utilize Your Friendors

When your child gets married, you’ll have plenty of opportunities to drop huge chunks of cash on everything from a world-famous catering company to a celebrity cake baker, so why spend big on their birthday?
Save the budget for their future wedding, and utilize your favorite friendors! A friendor is a friend or family member that will happily cook, bake or snap photos pro bono. Always loved Aunt Kathy’s cupcakes? Commission her to create the perfect birthday cake in lieu of a pricey venue-provided one. Never see Cousin Anthony without his camera? Ask if he’d like to serve as official paparazzi for your child’s big day, and let him bring a friend as payment instead of dropping tons of money on a professional.

Let the Birthday Boy or Girl Shine

We’ve all seen examples of parents chasing down the hottest R&B artist or celebrity DJ to perform at their child’s extravagant Sweet 16. But A-list acts are a surefire budget buster, so leave the famous talent to the celebrities, and let your son or daughter take center stage!
Does your daughter love to sing? Hand her the mic during her party and let her belt out her best Lady Gaga. Is your son the best break-dancer in town? Let him showcase his talent on stage in front of all his friends!

Forgo Transportation

Instead of a lavish stretch limo or fancy party bus, drive the shuttle yourself in your trusty Dodge Grand Caravan or Honda CR-V. Decorate the windows in the birthday boy or girl’s favorite colors, and save big on transportation.
Keep these ideas in mind when planning that big birthday bash. You’ll be relieved to still have money in the bank, and your son or daughter will never know you managed such a great event on a wallet-friendly budget! Do you think we left anything off the list?


3 Arts and Crafts Your Children will Love

Arts and crafts projects will engage your children and alleviate their boredom when they’re out of school. In addition to putting an end to their complaints of having absolutely nothing to do, these little projects can help your child learn eye-hand coordination, develop self-esteem, and discover a life-long love of the arts. However, not all of these projects are created equal. To find an activity that your children will truly enjoy, review this list of arts and crafts projects.

1. Design Your Own T-Shirts

Kids love to show off their creations, and what better way to do that than by letting them wear their artwork? If you’d like to let your kids give this project a try, here’s what you’ll need:

  • Cheap t-shirts
  • Cardboard
  • Fabric paint or markers

Insert cardboard inside the t-shirts to keep the fabric tight. Then go wild with the paint or markers. Some ideas include thumbprint flower petals, children’s names, school colors, birthdays, and favorite animals. Even inexpensive t-shirts and paint can add up; to make this project affordable, look for craft supplies on eBay.

2. Create a Nature Pal

This project combines a back-yard scavenger hunt with a plan to create a figure out of free resources. Except for a little glue and some twine, you can find everything else for free. Glue together sticks, twigs, and stones to create a small figure. When you’re done, attach a loop made of twine so you can use it as a decorative item on a key-chain, in a window, or on a book bag. Most people make a Nature Pal that looks just like them, but family members, pets, and fantasy creations are all fair game.

3. Make a Rock Necklace

Although your kids would look at you like you were crazy if you mentioned it, many parents still remember The Pet Rock craze of the ’70s. This inexpensive little project will definitely remind you of that fad. For this project, you’ll need the following:

  • Rocks the kids can gather from the backyard
  • Colored wire
  • Leather cords in a variety of colors
  • Scissors and pliers
  • Pencils or markers are optional
Let your kids go on a rock hunt to find the perfect specimen for their own necklaces. These little stones can be easily wrapped with thin wire (using a pair of pliers) to form a setting that will hang from the leather cord. After stringing the pendant on the cord, tie the ends and let your kids decorate the stone with a marker. Names, initials, flowers, and geometric designs are good choices.
Once your kids realize how much fun it can be to spend an afternoon on an arts and crafts project, they’ll want to do it again and again. What’s your child’s favorite project?

New Parents and Eco Friendly

Are you a new parent? Are you looking for a way to create a clean, healthy environment for your child? Of course you are. Most parents will do anything they can to make sure their child is healthy and cared for. But, what can you do to prepare?

Keeping Things Friendly

Environmentally friendly products and services can help you ensure your child remains healthy right from the start. There is no need to put toxin-filled clothing near her body or to give her food that is not healthy. There are numerous ways to protect your child and here are just a few.

  • One of the things you may not have thought about is improving the air quality in the home. Due to everything from dander to pollen, the air in most homes is not as clean as it could be. Use an air purification system to clean it up.
  • Do consider the clothing you place on your child. Not just anything will do. Choose organic cottons and other natural fibers. Even bamboo clothing can be a good option.
  • Get rid of the chemicals. Cleaning your home with eco friendly cleaning products is critical. It is the only way to protect your child’s health.

Each and every one of these things is important. However, your home is likely to need more help. Look around. Are all of the surfaces and things in the space healthy for your child? If not, try and find an eco friendly version instead. It will be well worth it to do so.